What We Do
Every service RBI provides is calibrated to the specific mechanics of cooperative finance — not adapted from a corporate playbook.
Cooperatives are founded on the promise of creating wealth for membership. We build and execute the equity strategy that fulfills that promise — from initial capitalization through patronage distribution and long-term equity management.
Key deliverables
Equity structure design · Patronage allocation · Revolving fund management · Member equity tracking · Dilution analysis
Senior financial leadership at a sustainable cost. Strategic planning, cash flow management, board reporting, and lender relationships — through a specialist who understands the cooperative model from the inside.
Pricing
$3,000–$8,000/month retainer · $150–$250/hr project · Free 30-min consultation
GAAP-compliant bookkeeping built for cooperative accounting mechanics — patronage records, member equity accounts, and the reporting your board and auditors actually need.
Pricing
$600–$2,500/month based on revenue · Includes patronage records and member equity accounts
Securing investment in a cooperative requires a fundamentally different approach than conventional capital-raising. We design and execute capitalization strategies built around member equity, community investment, and the cooperative capital stack — including positioning projects for the RBIFunder platform.
Discuss Your Capital Needs →Strong cooperative governance requires boards that understand their fiduciary obligations. We provide financial training, board reporting frameworks, and governance documentation that builds real organizational accountability — not just compliance checkboxes.
Discuss Governance Support →Retiring owners increasingly choose employee ownership as an alternative to sale. We structure and execute ownership transitions that work financially and cooperatively — from initial feasibility through closing and post-conversion governance setup.
Discuss a Transition →For cooperative projects that need capital, RBIFunder provides a Regulation CF pathway with cooperative structure baked in. RBI handles the financial services side — RBIFunder provides the investment infrastructure. Currently in regulatory approval, accepting project inquiries now.
Learn About RBIFunder →